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Paytm Payments Bank launched: Offers 4% interest, cashbacks on deposits
Debit cards
Paytm Payments Bank will provide Rupay debit card to its customers at an annual subscription cost of Rs100 plus delivery charges. In case of loss of card, you will have to pay Rs100 plus delivery charges to get it replaced. The bank is also providing a cheque book at a cost of Rs100 plus delivery charges for 10 cheque leaves.
India Post Payments Bank is offering free debit cards, but you will be charged Rs100 if you take add-on cards or a new card in case of theft or loss of card. Also, it charges an annual maintenance fee of Rs100 which is applicable from the second year onwards. There are also limitations in terms of withdrawal from the ATM for India Post Payments Bank-a maximum amount of Rs10,000 per transaction and a maximum amount of Rs25,000 per day-depending on the account you hold with the bank. In case the ATM kit or ATM card is returned due to wrong address, you will have to pay Rs100 as charges for the replace card to be delivered.
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